Baby Boomers Retire in Style By Billings Farnsworth

Many baby boomers in America are coming into their retirement years. With their children grown and moved out a great deal of these active retirees are selling their family estates and moving into senior living communities where they can enjoy the company of other people close to their own age. Arizona has long since been a haven for retiring Americans that want to spend their golden years basking in the perpetual sun of the Arizona desert.

For some, the health benefits of the dry climates of the southwest are a draw from the cooler mid west climates with the freezing cold winters. For others the attraction of an active senior living community offers them all the comforts of ownership in their own home with tennis courts, swimming pools and golf courses conveniently planned around the home sites, condominiums or apartments.

Caregivers in onsite senior communities provide assisted living to those that require it while still allowing them the dignity of living in their own home. In upscale areas like Prescott, Arizona senior living community retirement villages offer all the of amenities associated with living in a private resort style environment and the convenience of being in a city that has restaurants, shopping centers and recreational venues for active seniors.

Owning a private condominium in one of these senior living communities gives the retired baby boomer the freedom to travel knowing that their home is secure and the added peace of mind that assisted living help is available to them, should their heath take a turn for the worse.

Granite Gate Senior Living Community (http://granitegateseniorliving.com) is a premier Prescott Arizona senior living community for active retirees. This Prescott Arizona assisted living community has a dedicated and professional staff, diverse activity schedules, comfortable apartments, all in a picturesque location. Billings Farnsworth is a freelance writer.

Retirement Options - How to Make Your Income Live Longer Than You By Duncan B Smith

The biggest problem most of us face when thinking about our retirement options is "will I have enough money to retire?". Even for those of us who started our retirement planning way, way back there is always that thought in the back of our minds that the money might not last as long as we do. It does not take long, even with inflation running in only single figures, for a big hole to appear in your retirement stash especially if you have stopped or are planning to stop working altogether.

So what can you do about it?

Income can be classified in terms of three basic types:

• Active - income derived from wages/salary or any activity that requires your continued involvement for further earnings.
• Portfolio - capital gains derived from stocks,bonds, dividends, property and interest.
• Passive - income that requires little or no ongoing effort on your behalf once the initial set up phase is completed. Passive income projects generally require a substantial initial investment of time or money and often both to set up in the first place. But once they are up and running these projects can be left to their own devices.

So if I am going to retire, and hopefully take it easy, I don't think I want to be involved in generating active income. And I imagine neither would you.

Portfolio income is subject to erosion from the likes of taxes, inflation and market sentiments. Although if you are lucky enough to have this kind of income you will probably be able to last longer through retirement than a lot of the rest of us.

That leaves passive income. And "passive" could almost be synonymous with "retirement". It even sounds good.

Ideally, then if I want to look at securing my pension and retired lifestyle, passive income is the way to go. A bit of hard work in the beginning is not a problem as long as you know it's going to pay off later, and keep paying off for as long as you want it to.

There are many ways to generate passive income. Write a book and live off the royalties. Invent something that will enable you to generate an income from the patent. Buy property and rent it out.

These are just some of the ways passive income can be earned. There are many more, just depends on the limits of your imagination I guess.

However the one I believe to be the absolute number 1 in generating passive income is to become an affiliate seller on the internet. It is not difficult although it does take a fair bit of work, but can be done for very little money, to set up a project which once set up can be left to run for years with little or no further input from you. It will continue to run even after you have expired, possibly providing material comfort for those you leave behind. Affiliate selling is not just a potential pension plan, it is also a possible assurance policy as well.

The trick, though, is to take ACTION and start NOW, before you retire. There are people out there in cyberspace who have 20, 30, 50 or even 100 plus projects running bringing in money 24/7...and they don't have to do anything more. The hard work has been done. Their retirement planning has been done.

Secure your retirement by earning an extra $10K a month of passive income now. Free report, available from Retirement Success Strategies shows you how. So grab your copy now from http://www.retirementsuccessstrategies.com